Photo: Josh Appel (Unsplash)
Credit CardsLet us help you navigate the complex world of credit cards and rewards points. Note: the offers mentioned below are subject to change at any time and some may no longer be available.  

Over the past few weeks, we’ve asked you about your favorite airline and hotel-branded credit cards, but what if you don’t want to tie yourself to a particular travel company? Or just don’t travel enough to make them worth it? A simple cash-back credit card might be for you.

Generally speaking, these cards give you a percentage of your spend back, which you can apply as a statement credit. That percentage often varies by purchase category, but the point is that you don’t have to use your points to book flights, and you can’t transfer them to a hotel chain. Your points are essentially cash, and nothing but cash. They’re not necessarily as rewarding as travel cards, but they’re a lot simpler to understand.

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So check out the rules below, then head down to the comments to nominate your pick.

1) Your nomination should contain the name of a specific cash-back credit card, why you think it’s the best, and an image.

2) Vote by starring someone else’s nomination.

3) Please do not duplicate nominations.